Expat Resources

Guides for Living
in the Philippines

Everything foreigners need to know about banking, healthcare, housing, and daily life — written by expats, for expats.

30In-depth guides
VerifiedOfficial sources cited
2026Updated for this year

Start with the stage you’re at

You do not need to solve everything at once. Sort the decisions that affect your booking first, then work through arrival and everyday life.

1. Before you book

Check entry requirements, choose a city, and budget for the move as well as monthly living. Get an insurance quote before relying on a healthcare allowance.

2. Your first few days

Start with temporary accommodation. Organize connectivity and access to money before choosing a long-term apartment.

3. Settle into a routine

Inspect the property, test your commute, and arrange the services your household needs. Families should contact schools before committing to a neighborhood.

Prefer a task list? Browse all moving checklists, including country-specific departure lists, or build your personal move plan.

More Guides

— Daily life & logistics
ACR I-Card for Foreigners in the Philippines: Who Needs One

Guide

ACR I-Card for Foreigners in the Philippines: Who Needs One

A plain-English guide to the Philippine ACR I-Card: who needs one, the day-59 rule, applying and renewing, BI's posted fees, the Annual Report and leaving.

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Guide

Panglao, Dauis or Tagbilaran for a long stay

A practical comparison of where to live in Bohol for expats and digital nomads.

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Can Foreigners Buy Property in the Philippines?

Guide

Can Foreigners Buy Property in the Philippines?

What foreigners can legally own in the Philippines: condo caps, land leases, marriage and former-Filipino rules, purchase taxes and fees, and moving the money.

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Cebu IT Park vs Cebu Business Park

Guide

Cebu IT Park vs Cebu Business Park

Cebu IT Park vs Business Park for expats — walkability, condos, PRA access, Sugbo Mercado, and which district fits nomads vs retirees.

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Getting a Philippine Driver's License as a Foreigner

Guide

Getting a Philippine Driver's License as a Foreigner

How to convert your foreign driver's license or get a new one in the Philippines — the 120-day rule, LTO requirements, fees, and what the process actually feels like.

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Dumaguete, Valencia or Dauin: Which Fits Retirement?

Guide

Dumaguete, Valencia or Dauin: Which Fits Retirement?

Compare Dumaguete city, Valencia in the mountains, and Dauin on the coast — SRRV counts, hospitals, vibe, and who each spot fits.

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Education and Schools in the Philippines

Education

Education and Schools in the Philippines

How to compare school places, curricula, full fees, calendars, and homeschooling options before an expat family moves.

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ECC Exit Clearance: When Foreigners Need It to Leave PH

Guide

ECC Exit Clearance: When Foreigners Need It to Leave PH

The Emigration Clearance Certificate explained: who needs it, ECC-A vs ECC-B, timing, and how to avoid getting stopped at the airport.

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First 90 Days in the Philippines: A Moving Budget

Guide

First 90 Days in the Philippines: A Moving Budget

Build a realistic Philippines moving budget for your first 90 days, including housing, deposits, monthly costs, visas, and setup.

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GCash for Foreigners: GTourist vs Full Verification

Guide

GCash for Foreigners: GTourist vs Full Verification

What actually works for foreigners on GCash: the 30-day GTourist route, the resident ID list, real wallet limits, and where each path breaks down.

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Internet in the Philippines

Internet & Connectivity

Internet in the Philippines

ISP comparison, speeds, reliability, backup options, and how to get connected as an expat.

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Keeping a US Phone Number Abroad for Bank Verification

Guide

Keeping a US Phone Number Abroad for Bank Verification

How expats in the Philippines keep a US number for bank codes: carrier Wi-Fi calling, Google Voice, NumberBarn, costs, and 2FA backups.

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Making Friends in the Philippines as a Foreigner

Guide

Making Friends in the Philippines as a Foreigner

How friendships actually form in Metro Manila, where they happen, and why the first easy connections rarely turn into real barkada.

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Moving to the Philippines with Pets

Guide

Moving to the Philippines with Pets

How to bring a dog or cat to the Philippines: BAI SPSIC permits, vaccination rules, airline cargo policies, fees, and arrival quarantine.

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Bringing Prescription Medicine Into the Philippines

Guide

Bringing Prescription Medicine Into the Philippines

What you can legally carry, the 30-day controlled-drug limit, and how to keep a US or UK prescription running once you're based here.

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Retirement & Pension in the Philippines: Getting Paid, Taxes and How Much You Need

Guide

Retirement & Pension in the Philippines: Getting Paid, Taxes and How Much You Need

How US Social Security and UK, Australian and Canadian pensions reach the Philippines, how they're taxed, and how much you need to retire here in 2026.

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Retiring in the Philippines (2026): A Readiness Checklist

Guide

Retiring in the Philippines (2026): A Readiness Checklist

A plain checklist for retiring in the Philippines: visa, healthcare, pension income, housing and budget, plus how to test a town before you commit.

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Safety in the Philippines: What Expats Actually Experience

Guide

Safety in the Philippines: What Expats Actually Experience

What the crime data actually says, where risk changes by region, the scams foreigners run into most, and what to do if something happens.

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SafetyWing in the Philippines: When It Fits (vs World Nomads)

Guide

SafetyWing in the Philippines: When It Fits (vs World Nomads)

Buy or skip SafetyWing for a Philippines stay: Essential vs Complete, honest World Nomads comparison, island medevac reality — plus trial stay, Wise rails, and budget next steps.

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Best Way to Send Money to the Philippines (2026 Guide)

Guide

Best Way to Send Money to the Philippines (2026 Guide)

Compare Wise, bank wires, and remit apps. Why Wise is my default for Philippines transfers in 2026 — plus FBAR, domestic fees, and the paper trail.

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Shipping Belongings to the Philippines: Container or Box?

Guide

Shipping Belongings to the Philippines: Container or Box?

A practical, opinionated comparison of shipping a container, sending balikbayan boxes, or buying new once you land in the Philippines.

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SIM Cards, Mobile & Internet in the Philippines

Guide

SIM Cards, Mobile & Internet in the Philippines

How to get a Philippine SIM as a foreigner, register it under RA 11934, pick Globe, Smart, or DITO, and link it to GCash or Maya.

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Starting a Business in the Philippines as a Foreigner

Business

Starting a Business in the Philippines as a Foreigner

Foreign ownership rules, SEC registration, the 60-40 rule, and practical steps to launch a business.

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Taxes for Expats in the Philippines

Guide

Taxes for Expats in the Philippines

Whether foreign nationals owe Philippine tax, BIR TIN registration, the 180-day rule, current tax brackets, and how US/UK/AU/CA treaties apply.

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Getting Around the Philippines

Transport

Getting Around the Philippines

Driving, Grab, jeepneys, ferries, and domestic flights — how to get around as an expat.

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Utilities in the Philippines: Electricity, Water and Internet Setup

Guide

Utilities in the Philippines: Electricity, Water and Internet Setup

A renter's guide to Philippine utilities: who supplies power and water, recent electricity rates, bill deposits, submetered units, brownouts and internet setup.

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Philippines Visa Run vs Residency (2026): Tourist or SRRV?

Guide

Philippines Visa Run vs Residency (2026): Tourist or SRRV?

Tourist extensions, HK/Singapore/KK visa runs, and when SRRV or 13(a) beats the treadmill — plus insurance, overnight stays, and money rails.

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Planning Your Move

Ready to compare cities?

Use our city comparison tool to see how different Philippine cities stack up on cost, safety, internet speed, and expat friendliness.