Welcome to Expat Guide Philippines. These Terms of Service ("Terms") govern your access to and use of the website at expatguidephilippines.com (the "Site"), including all content, guides, interactive tools, and features. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you may not access or use the Site.
1. Description of Service
Expat Guide Philippines is an informational website providing cost of living data, visa guides, city guides, country comparisons, and interactive tools for foreigners considering living in, retiring to, or working remotely from the Philippines. All content is for informational purposes only.
2. Informational Content Disclaimer
The information on this Site — including cost of living estimates, visa requirements, and city guides — is provided for general informational purposes only. While we strive to keep content accurate and up to date, we make no guarantees about completeness, accuracy, or reliability.
Visa regulations, costs, and government policies change frequently. Always verify critical information with official Philippine government sources, such as the Bureau of Immigration (BI), the Philippine Retirement Authority (PRA), and relevant consulates or embassies.
Our content does not constitute legal, financial, tax, or immigration advice. Consult qualified professionals for advice specific to your situation.
3. Interactive Tools
Our interactive tools — the Cost of Living Calculator, Visa Checker, and City Comparison tool — provide estimates and recommendations based on the data we have compiled. Results are approximate and should be used as a starting point for your own research, not as definitive guidance. Tool inputs are processed locally in your browser and are not stored by us.
4. Acceptable Use
You agree not to:
- Scrape, copy, or systematically download content from the Site for commercial purposes without permission
- Interfere with or disrupt the Site or servers connected to the Site
- Use the Site for any purpose that violates applicable laws or regulations
- Misrepresent our content as your own or remove attribution
5. Intellectual Property
All content on the Site — including text, data, guides, tools, graphics, and design — is the property of Expat Guide Philippines and is protected by applicable intellectual property laws.
You may share links to our content and quote brief excerpts with attribution. You may not reproduce, redistribute, or republish substantial portions of our content without written permission.
6. Affiliate Links and Monetization
In the future, the Site may contain affiliate links to third-party products and services (such as insurance, banking, VPN providers, or visa services). If you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you. Affiliate relationships will never influence the accuracy or honesty of our content. When affiliate links are present, they will be clearly disclosed.
7. External Links
The Site may contain links to third-party websites, including government agencies, service providers, and other resources. We are not responsible for the content, accuracy, or privacy practices of external sites. Linking to a third-party site does not imply endorsement.
8. Disclaimers
The Site is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
To the maximum extent permitted by law, in no event shall Expat Guide Philippines, its owners, contributors, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, including reliance on any information provided.
This includes, but is not limited to, damages arising from incorrect cost of living estimates, outdated visa information, or any decisions you make based on our content.
10. Changes to Terms
We reserve the right to modify or replace these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Site after changes constitutes acceptance of the revised Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
12. Contact Information
If you have any questions about these Terms, please contact us at:
Expat Guide Philippines
By using Expat Guide Philippines, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.