Cost of Living in Siargao
Monthly budget estimates for expats living in Siargao, Philippines. Lifestyle tiers are in USD.
USD estimate data updated: 2026-09-04
Monthly lifestyle estimates in USD
These are editorial starting points, not surveyed city averages. See how to use the estimates and what they leave out.
Budget
$700/mo
Basic apartment, local food, minimal extras.
Moderate
$1,200/mo
Comfortable apartment, mix of dining, some travel.
Comfortable
$2,000/mo
More room for housing and discretionary spending; add your own insurance quote.
Build your own Siargao budget
Compare a researched twelve-category starting budget with New York, LA, London, Sydney, Lisbon, Paris or Berlin. Edit your expenses and see peso equivalents. Calculator assumptions are listed separately from these lifestyle budget tiers.
Customize this city’s budget →Rent
avg $400/mo| Item | Low | Mid | High | Unit |
|---|---|---|---|---|
| Bamboo hut / basic beach accommodation | $200 | $300 | $400 | per month |
| Modern villa / private house | $600 | $850 | $1,200 | per month |
| Shared house (expat community) | $150 | $250 | $380 | per month |
| Airbnb-style monthly rental | $400 | $650 | $1,000 | per month |
Food & Groceries
avg $220/mo| Item | Low | Mid | High | Unit |
|---|---|---|---|---|
| Local carenderia meal | $2.5 | $3.5 | $5 | per meal |
| Western / tourist restaurant meal | $8 | $11 | $18 | per meal |
| Groceries (weekly) | $22 | $35 | $55 | per week |
| Seafood (fresh, per kilo) | $2 | $4 | $7 | per kilo |
Transport
avg $95/mo| Item | Low | Mid | High | Unit |
|---|---|---|---|---|
| Motorcycle rental | $80 | $100 | $130 | per month |
| Habal-habal (motorbike taxi, per ride) | $1 | $2 | $4 | per ride |
| Boat trip (inter-island, one way) | $2 | $4 | $8 | per trip |
Utilities
avg $82/mo| Item | Low | Mid | High | Unit |
|---|---|---|---|---|
| Electric + water | $45 | $78 | $115 | per month |
| Generator backup fuel (if needed) | $15 | $30 | $50 | per month |
| Mobile phone plan | $7 | $11 | $18 | per month |
Healthcare
avg $30/mo| Item | Low | Mid | High | Unit |
|---|---|---|---|---|
| Local clinic visit | $5 | $12 | $25 | per visit |
| Health insurance (basic, for mainland evacuation) | $20 | $40 | $80 | per month |
Internet
avg $42/mo| Item | Low | Mid | High | Unit |
|---|---|---|---|---|
| Starlink (recommended) | $35 | $45 | $55 | per month |
| Traditional ISP (limited availability) | $18 | $28 | $40 | per month |
| Mobile data plan (backup) | $8 | $13 | $20 | per month |
Entertainment
avg $78/mo| Item | Low | Mid | High | Unit |
|---|---|---|---|---|
| Surf lesson (1.5 hrs) | $10 | $18 | $28 | per session |
| Scuba diving (1 dive) | $18 | $28 | $40 | per dive |
| Bar night out | $12 | $22 | $40 | per outing |
| Island hopping tour | $18 | $28 | $45 | per trip |
Explore Siargao beyond the numbers
Read our full city guide — neighbourhoods, safety, internet speeds, expat community, and more.